Which Retirement Account to Draw From First in 2026: A Guide for New Jersey Retirees
The traditional rule is simple: spend taxable savings first, then the traditional IRA, and save the Roth for last. For many New Jersey retirees, that order produces a higher lifetime tax bill than it needs to. A stronger default for 2026 is to set a target income level each year. Draw from the traditional IRA, […]
