US Presidential Election 2024 Showdown: How Trump or Harris Could Affect Your Tax Bill

As we approach the next presidential election, tax policy remains a hot topic. Both former President Donald Trump and Vice President Kamala Harris have outlined their economic plans, but there’s a fresh twist with Senator JD Vance’s bold new pledge to enhance the Child Tax Credit (CTC). This proposal could significantly impact millions of families […]

Enhanced Child Tax Credit: Senator JD Vance Proposes in Bold New Pledge

In a surprising turn of events, Senator JD Vance is back in the spotlight, this time pushing for a significant boost to the federal child tax credit (CTC). Just weeks after skipping a crucial Senate vote that could have enhanced the CTC—a move that drew criticism—Vance is now advocating for a 150% increase in the […]

Social Security Spousal Benefits: 5 Simple Ways to Increase It

Social Security spousal benefits can play a crucial role in your retirement planning, offering financial support based on your spouse’s earnings record. Whether you’re the primary earner or have never worked, understanding how to maximize these benefits can significantly impact your retirement income. In this guide, I’ll walk you through five simple strategies to help […]

Capital Gains Tax Rates: What’s New in 2024 Compared to 2023?

Understanding capital gains tax can be a bit tricky, especially when different rules apply based on how long you’ve held an asset.  If you sell stocks, mutual funds, or other capital assets after holding them for more than a year, the long-term capital gains tax rate will be 0%, 15%, or 20%, depending on your […]

From Great Depression to Modern Day: Impact of US Stock Market Crash and Aftermath Policy

US Stock market crash have long been a concern for both investors and policymakers. From the notorious crash of 1929 that set off the Great Depression to the 1987 market plunge, these events have significantly impacted the economy and led to a variety of responses from monetary authorities. Understanding how these crashes affect economic activity […]

US Stock Market Crash: Record Low Hit of 1000-Point Drop and 5% Slide

The US stock market crash is making headlines today as Wall Street takes a major hit. On Monday, August 5, financial markets around the world are in turmoil, driven by growing fears of a slowing US economy. The S&P 500 dropped 4% in early trading, recovering from its worst week in over three months.  The […]

Project 2025: A Looming Economic Storm for Middle-Class Families

Project 2025 Looming Economic Storm for Middle Class Families

As someone who’s spent over a decade analyzing and writing about economic policies, I can’t help but sound the alarm on what Project 2025 could mean for middle-class families across the U.S. This radical plan, designed by the Republican party, outlines a future where the working class bears the brunt of tax hikes, workers lose […]

Project 2025: Trump’s Tax Plan and Its Effect on Low-Income Families 

Understanding-the-Economic-Impact-on-Families

When we hear about tax reforms, it often feels like we’re being asked to choose between two bad options. On one side, you have politicians promising tax cuts that seem too good to be true, and on the other, a complex tax code that only an accountant could love. But what if I told you […]

How to Calculate Taxes on Your Social Security Benefits in 2024

How to Calculate Taxes on Your Social Security Benefits in 2024

You might be surprised to learn that Social Security benefits aren’t completely tax-free. Depending on your income, up to 85% of your Social Security benefits could be taxed. This includes retirement, survivor, and disability benefits from Social Security trust funds, but not Supplemental Security Income (SSI). The likelihood of paying taxes on your Social Security […]